Digital nomad using a secure banking app on a laptop, padlock overlay symbolising safety

Cheapest ways to send money abroad and cut ATM fees

Moving money across borders costs more than most travellers expect. A two-percent hidden spread on every conversion and a flat five-euro ATM surcharge can turn a tight budget upside down. The complete guide to international banking apps for 2025 puts that problem in context; here the focus is on squeezing every transfer and cash withdrawal…